Not everyone has the ability to suppress the maximum expenditure that can collect a lot of money in the savings book for important and urgent needs in the future. Hobby prestige factor and often the cause of the missing money for something that is less important who defeated common sense.
Here are tips for you the one that have the difficulty in managing your money:
1. Note the Income and Expense Your Money
Create a plan of income and expenditure plan in which each end of the month there should be a lot of money to save. Strict discipline and never violate the existing budget but very important and urgent.
2. Annihilate / Save the Far-Away Credit Cards And Your ATM Card
Ease of debt and take the money savings would trap you in the enjoyment out of money. Therefore cash should you keep a monthly budget in the house without allowed to tamper with the cards your cash drawer and money in the bank.
3. Prestige And Eliminate Your Expensive Hobbies
Change an expensive hobby like walking out of the country with a walk in the complex / village your home. The hobby to the gym / fitness center with locker running or jogging around the village to play soccer / badminton in the field near home or on the street.
4. Save Big Spending Your Routine
Administrative costs for billing credit cards, taxes, the United Nations, electricity, water, pam, cable tv, satellite tv, elite school children, phone, etc. are very large numbers it should be removed. Examples such as credit card unsubscribe, newspapers magazines, tv & internet monthly, etc., or move to a new house a small and simple way to save costs electricity, water, phone, etc.. If you liked the phone chat change by directly or use the telephone as needed not long-winded.
5. Change Use of Expensive Transportation
From the usual personal drive anywhere you should sell the car and buy a motorcycle. If often taxi and motorcycle taxi ride motorcycles, now use a private motor, public train and bus or on foot.
6. Eating And Drinking In House Only Or Bring From Home
Which would make their own food and drinks that cost less simple than the outside pocket. Breakfast at home, eating lunch from the lunch that brought from home, dinner at home, etc.. If more good food cravings better to hold it if rather that destroys your finances.
7. Apply Simple At Lifestyle Family Members
Forced child, wife or your husband to accept the harsh reality that we must live simply because of the simple life is the beginning of true happiness. They also must be prepared to live in poverty at any time if the Lord wills.
8. Stop your stupid habit
For those of you who smoke, drink alcohol, take drugs, cheating, committed crimes and sins, etc. immediately stop the habit because there was no point and it all just burn the money and destroy your life both on earth and in heaven.
9. Save your Shopping Cart Lust And Keep You
Who hooked shopping / shopping we recommend you create a shopping list according to the budget / budget that has been made so as not easy to be tempted by the goods sold in addition to what you need. Make sure the products you buy inexpensive same important function and the quality is not bad. If you are desperate to buy something, then use your brain manipulation style as if you had bought it but got home lost stolen rats.
Hope this article can be useful.